Customized funding solutions since 2016
Working capital when you need it.
Funded in hours.
RevvUp Funding delivers business capital in as little as eight hours, from $5,000 to $2,000,000. Fast, flexible, transparent financing that puts our capital to work for you — priced on your deposits, not your credit score.
Funding solutions
The right capital for your business
Compare all optionsBanks take weeks to review an application. We deliver decisions and funding within hours — with the full cost on the table before you sign anything.
Business Term Loan
Fixed payments, structured terms. Best for equipment, expansion, renovations, or any major planned investment in your business.
- 3 – 36 month terms
- Fixed payments
- Funded in 24 hrs
Revenue Based Financing
Funded on your future revenue — not your credit score. Repayments flex automatically with your daily sales. No fixed monthly payment, ever.
- Decision in 1 hour
- Zero hard credit pull
- Flexible repayment
Business Line of Credit
Draw only what you need, when you need it. Pay on draws only and replenish automatically as you repay — the smart cash flow safety net.
- Revolving access
- Cost on draws only
- Auto-replenishes
How underwriting works
From application to funded in as little as 2 hours.
The moment you apply, our engine reads your data in real time. Each input triggers a direct output, so decisions are made in minutes rather than weeks — and nothing hits your credit file to get there.
Why RevvUp Funding
Why choose RevvUp?
We've helped thousands of businesses access capital faster, simpler, and with more flexibility than traditional lenders. Here is what actually sets us apart.
#1 rated SMB funder
Trusted by thousands of business owners nationwide
With over a decade in business and thousands of businesses funded, RevvUp has earned its reputation as a trusted alternative funder. Our clients aren't just funded — they're looked after.
- Zero hard credit pullCheck your rate without touching your score
- 1-hour approval decisionNo waiting days or weeks for an answer
- Real funding specialistsPeople who read your file, not a bot
- Up to $2M rangeFlexible capital for every stage of growth
- No collateral requiredGet funded without pledging your assets
- One point of contactYour advisor stays with you after funding
Lightning-fast funding
From application to funded in as little as 24 hours. We move at the speed of business — because your opportunities don't wait.
Multiple product options
Revenue financing, term loans, lines of credit. We match you to the product that fits your cash flow, not the one that pays best.
High approval rates
We work with all credit profiles. Less-than-perfect credit? We read your full business picture, not a three-digit score.
Transparent terms
No hidden fees, no bait-and-switch pricing. You see the amount, the rate, the total payback, and the remittance before you sign.
Built for small business
We fund SMBs exclusively. Products, pricing, and support are designed around how small businesses actually operate.
Dedicated support team
One specialist from application through funding — and beyond. No queue, no runaround, no re-explaining your business.
RevvUp Funding
- Approval decision in 1 hour
- No hard credit pull to apply
- Same-day or next-day funding
- All credit profiles considered
- Dedicated specialist assigned
- Full cost disclosed pre-signature
Traditional banks
- Weeks-long approval process
- Hard pull required upfront
- Funding may take weeks
- High credit scores required
- Impersonal, automated process
- Fees buried in the schedule
What the industry doesn't advertise
Six things worth knowing before you sign with anyone — including us.
A factor rate is not an interest rate
1.25 on $50,000 means $62,500 back — repaid over 6 months, not 12. Convert it to an annualized cost before comparing it to a bank line. Anyone unwilling to do that math with you is hiding something.
Most of what you pay is broker commission
Independent brokers commonly add 8–15 points on top of the funder's rate. Ask for the funder's approval sheet — the commission is written on it.
Stacking is how good businesses die
Taking a second and third advance while a first is open compounds daily remittance until working capital is gone. Refinancing one clean position is almost always cheaper.
Early payoff rarely saves what you think
Factor-rate cost is fixed at signing. Unless the contract carries a written prepayment discount schedule, paying early saves time — not money.
Confession of judgment clauses still exist
Some contracts let a funder obtain a judgment without a hearing. Banned in New York for out-of-state merchants, but not everywhere. Read for it, and refuse it.
Reconciliation is a right worth using
If revenue drops, a reconciliation clause lets you request an adjusted remittance with proof. Many merchants never learn it exists, then default at full speed.
Customer reviews
Don't take our word for it — hear from clients
"RevvUp changed how I think about business financing. We needed capital fast to take on a major contract and they had us funded in under 24 hours. The process was painless, my advisor knew the numbers cold, and the terms were exactly what was quoted. I've renewed twice and referred four other owners."
"Applied Tuesday morning, money was in the account Wednesday afternoon. My bank took months and still said no."
"My credit isn't perfect and I was nervous. My advisor walked me through everything, zero pressure, and I was approved for more than I expected."
"Third time using RevvUp. They remember who you are, they know the business, and they say no when the money doesn't make sense."
"Used the funds to buy out a competitor. The line of credit let us move the week the opportunity appeared."
"No hard credit pull to see my rate — that alone sold me. The remittance schedule matched our seasonal cycle exactly."
"Called on a Friday afternoon expecting nothing until Monday. Approval by 5pm, funds the next business day."
Trusted across every industry
- Construction
- Restaurant & Food
- Healthcare
- Trucking & Freight
- Retail
- Staffing
- Landscaping
- Auto Services
- E-Commerce
- Beauty & Salon
- Hospitality
- Fitness & Gyms
Join thousands of businesses already funded.
Get my offerRestricted: cannabis, firearms, crypto trading, adult entertainment, and non-profit entities.
FAQ
Straight answers.
Is revenue based financing a loan?+
No. It is the purchase of a portion of your future receivables at a discount. That is why there is a factor rate rather than an APR, and why approval leans on deposit history instead of credit.
How fast can you actually fund?+
Complete files submitted before noon are usually decisioned the same day and wired within 24 hours. Files missing statements or carrying multiple open positions take longer.
Will applying hurt my credit?+
Pre-qualification is a soft review with no score impact. Some products run a hard pull at final approval; you are told before that happens.
What does it cost?+
Factor rates typically range from 1.15 to 1.49 depending on time in business, deposit consistency, industry, and position. Full cost is disclosed on the term sheet before signing.
Do I need collateral?+
No specific collateral is pledged, though agreements generally include a personal guarantee of performance and a UCC-1 filing on business assets.
Can I qualify with prior defaults?+
Sometimes. Settled positions and seasoned defaults are reviewable case by case. Open defaults are not fundable.
Get started today
Get business funding — talk to us today
Join thousands of business owners who trust RevvUp for fast, flexible funding with no surprises. One advisor handles your file start to finish — and tells you when an advance is the wrong instrument.
- Decision in as little as 1 hour
- Funding in as little as 24 hours
- No hard credit pull — ever
- Up to $2M available
- All industries welcome
RevvUpFunding.com
funding@revvupfunding.com
(800) 555-0182 · Mon–Fri, 8am–7pm ET
Talk to a funding advisor
Get your funding options
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