Structured capital
Business Term Loan
Up to $2,000,000
Fixed payments, structured terms, no surprises.
Best for equipment, expansion, renovation, or any major planned investment where a predictable payment matters more than payment flexibility. Amortized over a set term with the full cost disclosed before signing.
- 3 – 36 month terms
- Fixed weekly or monthly payments
- Funded in as little as 24 hours
- Prepayment discount schedule in writing
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Terms at a glance
- Amount
- $10,000 – $2,000,000
- Term
- 3 – 36 months
- Payment
- Fixed weekly or monthly
- Collateral
- None pledged; UCC-1 filed
- Time in business
- 12 months preferred
- Monthly revenue
- $15,000 minimum
Best used for
- Equipment purchases and buildouts
- Acquisitions and location expansion
- Refinancing a stacked advance position
Straight talk
If you already qualify for a bank line at single-digit pricing, take the bank line. A term loan here is speed capital for opportunities that will not wait six weeks for a committee.