Most popular
Revenue Based Financing
Up to $2,000,000
Funded on your deposits — not your credit score.
A purchase of future receivables at a discount. Remittance flexes with what you actually collect, so slow weeks cost less than strong ones. Approval reads deposit volume, average daily balance, and negative days rather than a FICO band.
- Decision in as little as 1 hour
- Zero hard credit pull to see terms
- Remittance flexes with daily sales
- Renewal available at 50% paid down
Talk to a funding advisor
Get your funding options
Online applications are temporarily unavailable. Reach us directly — a specialist reviews your file and gives you real numbers, with no hard credit pull.
BBB Accredited Business
A+ Rating
4.9 / 5 Client Rating
700+ funded reviews
SBFA Best Practices
Transparent disclosure pledge
256-bit Encryption
Bank-level data security
No Broker Shopping
Your file stays in-house
Terms at a glance
- Amount
- $5,000 – $2,000,000
- Factor rate
- 1.15 – 1.49
- Estimated term
- 3 – 12 months
- Remittance
- Daily or weekly ACH
- Time in business
- 6 months minimum
- Monthly revenue
- $10,000 minimum
Best used for
- Card-heavy and deposit-driven businesses
- Inventory buys ahead of a busy season
- Bridging a receivable gap on a signed contract
Straight talk
A factor rate is not an interest rate. 1.25 on $50,000 means $62,500 back. Always convert it to an annualized figure before comparing it to a bank line — we will run that math with you on the call.
